Currently there are several solid home buyer assistance programs available that make it easier to get into a new home. Down payment assistance, low money down, and tax credits can expand options for home purchase. The Texas Mortgage Credit Program or MCC provides annual tax credits of up to $2000 per year. My First Texas Home (MFTH) provides more loan options to first time home buyers. The Down Payment Resource Tool (http://www.workforce-resource.com/login) simplifies the process of finding homebuyer assistance programs and eligible for-sale homes. Please contact me at email@example.com with any questions or to set you up with a free account with The Down Payment Resource Tool.